Home mortgage rates have been dropping recently, while interest rates on practice loans remain unchanged. This differential provides an opportunity for doctors to save on both practice and home mortgage interest costs. Here’s how to take advantage of this unusual trend.

Home mortgage rates are tied to rates on the 10-year U.S. Treasury Notes, which have dropped recently to 2.25%. Several factors are contributing to this downward pressure on rates, including the U.S.-China trade dispute, slower European economic growth, as well as the prospect for a global recession.  

As a result, 30-year fixed-rate mortgage rates have...