Paycheck Protection Program (PPP) loan availability has now ended. That means it’s time to turn your attention to applying for full (100%) loan forgiveness in order to avoid repayment. Take action now, since the loan forgiveness application deadline is fast-approaching.

The PPP provided forgivable loans to small businesses affected economically by the COVID-19 pandemic so they could retain or rehire their workers. Dental practices were eligible for PPP loans in an amount up to 2½ times their average monthly payroll costs.

Over the last 14 months, the SBA provided approximately $800 billion in forgivable loans to nearly 12 million small business borrowers. After...