Senator Elizabeth Warren recently introduced legislation that would allow the IRS to file your tax return at no cost to you. Just think—no hassles getting your records together, no time required on your part, and best of all, no CPA fees. What could be better than fast, easy, and free?

Plenty! As Ronald Reagan once quipped: “The ten most terrifying words in the English language are: “I’m from the government and I’m here to help you.” While this offer sounds too good to pass up, it’s a Trojan horse you and your family should avoid.

The IRS already has this program in place. I’ve seen it in action and the results are your worst nightmare. If you don’t file your tax return, the IRS will prepare one for you, based on the information it receives on your wages, interest, dividends, capital gains, rents, mortgage interest paid, etc. through