Floods and wind damage from Hurricane Helene devastated a large swath of the Southeast. This was totally unexpected, as hurricanes don’t typically impact mountainous areas. Many dental practices were damaged and without power or water for weeks, forcing their closure with significant losses.

While your property coverage will probably include windstorm coverage, your business owner’s policy likely excludes natural disasters, unless you’ve included this as a separate rider. However, there are still policy provisions that could pay if your practice suffers from a nautral disaster. Make sure you immediately review your business owner’s policy (BOP) for the following lesser-known provisions: