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This seminar offers 5-days of tax, finance, and business related sessions. Whether you're just starting your career, in the middle of it, or nearing the finish line, these objectives are here to help you better navigate the ever-changing dental instustry so that you can achieving financial independence. Session descriptions are available on the agenda page.

• Monday: Financial Management for Practice Owners

• Tuesday: Maximizing Your Wealth

• Wednesday: Transitions: Secrets to Success Despite All the Change

• Thursday: Estate Planning, FLPs, and Asset Protection Strategies

• Friday: Protecting Your Retirement

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You will face more decisions in the last few years of practice than at any other time throughout your career, and these decisions will be some of the most important you’ll ever make. Unfortunately, most doctors have neither the time nor the financial training to effectively address the numerous financial issues related to retirement. As a result, many doctors lose hundreds of thousands of dollars. Learn the leading-edge strategies you need to develop a well-designed plan to ensure a successful retirement. By the completion of this course, you will be able to:

• Determine when you can afford to retire
• Select appropriate Social Security timing to maximize benefits
• Calculate retirement cash flow needs
• Recognize when and how to take retirement plan and IRA distributions
• Utilize appropriate tools to convert funds to tax-free Roth IRAs
• Apply methods to reduce taxes on the sale of your practice

Recommended for doctors within 10 years of retirement. If you are more than 10 years from retirement, consider Achieving Financial Independence.

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With so much information about DSOs circulating, it’s important to have a comprehensive, unique, and unbiased look at what is really going on in the DSO space. To be certain, DSOs are an excellent option for many practice owners. However, it has also proven to be the wrong decision for many more. While selling to a DSO can be a lucrative financial decision, it’s not the only transition option to consider. This course is designed to provide objective advice to determine your practice’s true value and if selling to a DSO is right for you. By the completion of this course, you will be able to:

• Define the current state of the DSO market
• Discuss trends and the future of the DSO market
• Summarize case studies of real clients
• Recall critical information on deal contracts and agreements
• Determine the true value of your dental practice
• Distinguish key elements of the rollover equity component
• Analyze if a DSO is a good fit for you and your practice

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Are you paying too much and ending up with too little? This course will introduce you to current federal estate and gift tax rules (e.g. available exemption amounts, deductions, credits, tax rates, etc.). This course will also teach you how to implement aggressive family tax planning strategies to dramatically slash taxes. Additionally, you will learn to implement successful estate planning and asset protection strategies, and how to avoid estate planning mistakes! By the completion of this course, you will be able to:

• Define the current estate and gift tax rules
• Select proper insurance coverages
• Recognize estate planning techniques for taxable and nontaxable estates
• Identify rules applicable to lifetime gifting
• Describe the use of trusts
• Discuss rules regulating the disposition of IRAs and retirement plan accounts
• Identify how to use Family Limited Partnerships to slash taxes and protect assets
• Recognize issues relevant to Marital Rights

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Join the 5% of dentists who can afford to retire at age 65. Using these winning financial strategies, you can develop a blueprint to increase your net worth, reach financial freedom, and reduce stress. This compelling program contains exclusive information that you simply can’t find elsewhere - gleaned from 40 years of working exclusively with the dental profession. By the completion of this course, you will be able to:

• Identify creative strategies to reduce taxes
• Recognize how to maximize tax-free income
• Apply tax-deductible retirement savings strategies
• Implement methods for increasing business tax deductions
• Discover effective saving and debt reduction strategies
• Determine methods to cut children’s educational costs by 50% or more
• Utilize building and overhead control approaches to boost profitability
• Locate opportunities to save thousands in unnecessary insurance costs

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As your practice starts to hit its stride, it’s important to begin planning for the long-term goal of achieving financial independence.  This 2-day program will help you get and stay on track with building blocks for a successful career.  Our top advisors share guidance for building and growing a practice in today’s changing dental economy, as well as personal planning advice for laying the foundations for long term financial security and peace of mind. By the completion of this course, you will be able to:

• Indicate where the dental industry is headed
• Recognize approaches to achieve financial independence
• Discuss tax efficient investment strategies
• Describe strategies to increase practice collections
• Explain methods to control overhead
• Calculate practice values
• Apply strategies to reduce your income taxes
• Identify ways to fund educational expenses on a tax-deductible basis

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This fast-paced course is full of proven strategies our clients have used to build their practice and achieve financial independence. Our 3-day condensed program will cover vital topics you need to know to reach your financial goals – from debt-reduction to improving investment returns to increasing your practice's sale value. Learn from our team of experts – tax attorneys, CPAs and CFP® professionals with over 100 years of combined experience working exclusively with dentists, in this new innovative seminar. By the completion of this course, you will be able to:

• Recall winning debt-reduction and savings strategies
• Identify how to increase savings for retirement on a tax-deductible basis
• Recognize creative strategies to reduce taxes and increase business tax deductions
• Select appropriate Social Security timing to maximize benefits
• Apply proper asset collection, portfolio design, and investing approaches to avoid common costly mistakes
• Schedule your transition to maximize benefits and minimize taxes
• Determine how to increase your practice’s sale value
• Calculate how much you will need to retire and how to meet your cash flow needs in retirement

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When it comes to managing their wealth, doctors often don’t know where to turn for sound financial advice. Even before graduating dental school, most doctors have already had their first interaction with a “financial expert” looking to help them. This course will guide you through the principles of slashing taxes, increasing your savings, and using data and academia to understand investing returns. By the completion of this course, you will be able to:

• Recall tax efficient investing techniques
• Describe how to reduce your taxes with Roth IRA conversions
• Discuss market pricing
• Explain drivers of investment returns
• Identify the principles of Dollar Cost Averaging
• Apply strategies to increase tax-deductible retirement plan contributions
• Implement techniques to practice smart diversification
• Use proven approaches to minimize fees and expenses
• Manage emotions and avoid market timing

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Unfortunately, there aren’t any second chances when retiring and selling your practice. Since most doctors need the income generated from the sale of their practice to take them over the finish line into financial independence, you can’t afford to get it wrong. Ensure a successful retirement by learning the leading-edge strategies needed to develop a well-designed blueprint that will help you approach your transition, and this next phase of your life, with confidence. By the completion of this course, you will be able to:

• Determine when you can afford to retire
• Select appropriate Social Security timing to maximize benefits
• Recognize when and how to take retirement plan and IRA distributions
• Identify simple ways to increase your practice’s marketability leading up to a transition
• Decide how to position your practice to optimize your transition outcome
• Apply methods to reduce taxes on the sale of your practice
• Evaluate the pros and cons of various transition alternatives

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Unfortunately, most doctors have neither the time nor the financial training to effectively address the numerous financial issues related to retirement, resulting in paying too much and ending up with too little. Learn the leading edge strategies you need to develop a well-designed plan to ensure a successful retirement. This course will teach you how to effectively address the numerous financial issues related to retirement to protect what you’ve worked hard for. By the completion of this course, you will be able to:

• Determine when you can afford to retire
• Select appropriate Social Security timing to maximize benefits
• Recognize estate planning techniques for taxable and nontaxable estates
• Discuss rules regulating the disposition of IRAs and retirement plan accounts
• Recognize when and how to take retirement plan and IRA distributions
• Calculate how much you will need to retire
• Identify how to meet your cash flow needs in retirement
• Apply methods to reduce taxes on the sale of your practice

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This course covers the various legal structures of practice transitions, the practical effects, advantages and disadvantages of each, as well as the tax ramifications to each party. Learn about proper planning and structuring to avoid pitfalls, and how to optimize tax results for both buyer and seller. This program also addresses the various legal documents, the variety of issues common in practice transition negotiations, and more! By the completion of this course, you will be able to:

• Discuss the elements of associateship and post-sale services agreements
• Identify critical aspects of practice sales, buy-ins, buy-outs, mergers, and dissolutions
• Calculate purchase price allocation
• Recognize issues relevant to seller financing
• Recall related party rules
• Explain real estate matters
• Define restrictive covenants
• Discuss issues relevant to life insurance, disability buy-out insurance, and overhead insurance
• Evaluate buy-sell provisions among owners
• Analyze income division among owners
• Compare entity selection

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Dentistry today is in the early stages of massive change in terms of practice values, new tax strategies, insurance reimbursement rates, PPOs, corporate dentistry, and the approaching retirement of Baby Boomers.  Learn how to position your practice in order to understand all of these forces and optimize your transition outcome, whether your transition plans are immediate, near-term, or further down the road. Just some of the topics covered at this entertaining and informative course are:

• Where is dentistry headed?
• PPOs, corporate dentistry, and shifts in payer sources
• Rising practice values
• Timing your transition for maximum benefit
• Partnerships: buy-ins / buy-outs – secrets to success
• Associateships: what determines success?
• Drivers of fair market value and how to increase your FMV
• Tax reduction strategies for practice sales

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Many doctors overpay federal and state income taxes by more than $10,000 annually, but you don't have to! As year-end approaches, now's the time to implement changes to cut your income taxes for this year. This course will provide you with strategies to slash your personal and practice income taxes, prepare you for upcoming tax law changes, and provide tips for increasing your profitability and net worth. By the completion of this course, you will be able to:

• Identify creative strategies to reduce taxes
• Recognize ways to increase your savings to speed up your path to financial independence
• Know upcoming tax law changes
• Apply steps to prepare for tax law changes
• Implement tax-deductible retirement savings strategies
• Maximize tax-free income
• Evaluate the biggest drivers of profitability and how to improve your practice

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