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        ROTH vs Traditional 401(k)
       
       
    This calculator compares a ROTH 401(k) to a traditional 401(k).  It discounts the investment in the ROTH contributions by the marginal tax rate to compare equal net tax contributions.  The "Traditional After-Tax Value Adjustment" discounts the traditional contributions by the future effective tax rate to provide an after-tax comparison.  After reaching your "Years until Retirement" we stop the annual contributions, but further illustrate the difference to show your option to not take distributions until your desired "End Year" date.
    Input Variables:
    Annual Contribution
    Assumed Investment Return
    Current Marginal Tax Rate (Federal and State)
    Effective Tax Rate in Retirement (Federal and State) on Retirement Plan Distributions
    Years until Retirement
    Results:
     ROTH   Traditional 
     Traditional After-Tax Value Adjustment  Difference
    End Year
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